White-label technology for financial operations

Integrated Digital Account β€”
Receive, Pay and Transfer

Offer merchants in your portfolio a complete digital account under your brand and each client's identity. You operate it, define the rules and monitor everything. We provide the technology.

Your Brand Here
Available balance
R$47.832,90
+R$ 3.210,00 today
Receive
Transfer
PIX
Statement
PCI-DSS Compliant
Encryption 256-bit
100% White-Label
Go-live in Days
For the Merchant

Complete Statement β€” Filters, Grouping and Export

Statement with flexible periods (Today, 7 days, 30 days, 90 days), pagination, text search and grouping by day. Toggle between list and grouped views. Native XLSX export. Future statement with a visual calendar of scheduled entries.

  • Real-time balance + available balance D+1
  • Future statement β€” scheduled entries with a monthly calendar
  • Grouping by day (list/group toggle)
  • Native XLSX export directly from the dashboard
  • Text search in the statement with pagination
Statement β€” March 2026 Last 7 days
Credit Card Sale
Today, 14:32 β€’ Via POS
+R$ 847,00
Pix Received
Today, 11:05 β€’ JoΓ£o Silva
+R$ 1.250,00
Pix Transfer
Yesterday, 17:45 β€’ Supplier ABC
-R$ 2.300,00
Boleto Cleared
Yesterday, 09:12 β€’ Maria Souza
+R$ 450,00
Pix Received
27/03, 16:20 β€’ Pedro Lopes
+R$ 663,00
Transfers e Payments

Pix, TED, Boleto and Advances β€” All Integrated

Pix/TED transfers with automatic next-business-day calculation, pay boletos directly from the account, advance receivables and view the receivables schedule via Cappta. Complete beneficiary CRUD for recurring recipients.

  • Pix/TED transfers with next-business-day calculation
  • Pay boletos directly from the digital account
  • Advance receivables β€” advances to your own account
  • Receivables schedule β€” schedule-anticipation lookup
  • Beneficiaries β€” complete recipient CRUD
  • Reconcile with the acquirer β€” direct link to reconciliation
R$ 1.250,00
To ABC Supplier Ltda
Transfer completed
Processed in 2 seconds β€’ 30/03/2026, 15:42
For the Tenant

Multi-Tenant Hierarchy and Consolidated View

Accounts organized by multi-tenant hierarchy. Two account types (Merchant and Split Provision) for distinct operations. Consolidated portfolio view with drill-down per merchant.

  • Accounts by hierarchy β€” native multi-tenant
  • Merchant Account vs. Split Provision Account
  • Visual calendar of future entries (monthly)
  • Automatic reconciliation with a direct link to reconciliation checks
  • You define fees, limits and permissions per merchant
Everything on one screen
πŸ’³
Sales
R$ 23.400 today
πŸ’°
Balance
R$ 47.832,90
πŸ“Š
Reconciliation
100% reconciled
πŸ“ˆ
Reports
Export PDF
R$ 0
Setup.
Zero initial investment.
Days
To go live.
Not months.
100%
White-label.
Your brand, always.
0
Lines of code
for you to write.
Comparison

In-House Development vs. Ezcale Technology

In-House Development Ezcale
Time-to-market 6-18 meses Days
Initial investment R$ 500k-2M+ R$ 0 setup
White-label Must be built Native
Reconciliation Must be built Automatic
Pix integrated Own integration Ready
Maintenance / updates Dedicated team Included
PCI-DSS Security Own certification Certified
Who uses it?

Tenants Already Operating with Our Technology

Subacquirers

Offer digital accounts to your merchants without building from scratch. Your brand, your rules, our technology.

Acquirers

Complement your acquiring operation with an integrated digital account. Merchants sell and receive funds in the same place.

Payment Institutions

Accelerate your payment institution's go-to-market. Ready-to-use platform with statements, Pix, transfers and reconciliation.

Distributors and Resellers

Manage your merchant network with a consolidated view. Each merchant has its own account, and you have full control.

Marketplaces

Automatic split between the marketplace and sellers. Each seller has its own account, and you have a view of the whole operation.

Franchisors

Each franchise has an individual account. The franchisor defines rules, monitors everything in consolidated view and receives automatic royalties.

Activate Digital Accounts for Your Merchants in Days

No development, no initial investment. Our technology, your brand.

Talk to Sales
FAQ

Frequently Asked Questions

What exactly does Ezcale do?

We are technology providers. We provide a white-label platform that lets payment institutions, acquirers and sub-acquirers offer digital accounts to their merchants. We do not handle funds β€” they flow directly between the merchant and the tenant's payment institution.

Will the merchant see the Ezcale brand?

No. The experience is 100% white-label. The merchant sees your brand and the visual identity you define for each client. Logo, colors, domain β€” all customizable at each level. Ezcale is invisible.

How long does it take to activate the digital account?

Days, not months. The platform is ready β€” we integrate with your payment institution and activate it. No development or dedicated engineering team required.

How does the commercial model work?

No setup, no fixed monthly fee. The model is based on a share of processed volume (TPV). You set the fees you charge your merchants.

Can I define the digital account rules?

Yes. You define fees, transfer limits, permissions by user type, operating hours and compliance policies. The technology enforces your rules.

How secure is the platform?

PCI-DSS-compliant infrastructure, AES-256 encryption at rest and TLS 1.3 in transit. Multi-factor authentication, 24/7 monitoring and granular permissions per tenant.

The Technology Behind Your Operation

White-label digital account, ready to activate. Your brand, your client's brand, our infrastructure.