White-label technology that lets your tenant manage rates for all merchants: 9 payment methods × 18 installments × 7 hierarchical levels in a single interface. Bulk editing, revenue simulation and complete history.
Click any row to view the detailed breakdown by distribution level.
Click 1x to expand and see how the 3,40% rate is distributed across 7 levels:
Card brand (0,20%) + Acquirer (0,40%) + Sub-acquirer (0,30%) + Marketplace (0,50%) + Distributor N1 (0,40%) + Distributor N2 (0,30%) + Seller (0,50%) = 3,40% in fees
Merchant receives 96,60% (final amount after all fees)
The customer pays R$ 100. The system automatically distributes the funds across 8 levels in real time. Each receives its share instantly.
Fixed fee R$ 0,50/tx
Customer pays R$ 50 via Pix → System distributes R$ 0,50 across 8 levels + R$ 49,50 to the merchant
Fixed fee R$ 2,50/tx
Customer pays R$ 200 → R$ 2,50 automatically distributed across configured levels
Flat fee 1,5%
Customer pays 0.002 BTC → Converted to R$ and distributed across 8 levels instantly
Sodexo, Alelo, VR
Customer pays R$ 45 with Sodexo → 2,8% fee distributed across the chain + balance to the restaurant
The customer orders R$ 80 and pays with Visa 3x (3% total fee). The system automatically creates 8 micro-transactions: Card brand R$ 0,24 (0,3%) → Acquirer R$ 0,40 (0,5%) → Sub-acquirer R$ 0,32 (0,4%) → Marketplace R$ 0,48 (0,6%) → Distributor N1 R$ 0,40 (0,5%) → Distributor N2 R$ 0,32 (0,4%) → Seller R$ 0,24 (0,3%) → Restaurant receives R$ 77,60 (97%). All in one transaction from the customer's perspective.
Any method. Any chain. Any configuration. Automatic.
Click columns (Pix, Visa), rows (1x, 3x) or levels (Distributor, Seller). Ctrl+Click to select multiple cells.
Shift+Click for a range
Set a fixed amount (3,5%), add (+0,5%), subtract, multiply or apply progressive cascading.
Ctrl+E for bulk editing
Compare BEFORE vs. AFTER using 7, 30 or 90 days of history. See the impact by method and installment.
+R$ 8.392 in 30 days
Card brand → Acquirer → Sub-acquirer → Marketplace → Distributor N1 → Distributor N2 → Seller → Merchant. Configure each layer independently.
Ctrl+Z to undo, Ctrl+Shift+Z to redo. Up to 50 history levels. Never lose a configuration.
Ctrl+C/Ctrl+V work with Excel. Import existing tables without retyping. Automatic TSV format.
See the financial impact before applying changes. Based on actual volume over 7, 30 or 90 days. By method, installment and card brand.
Save multiple settings. Switch between "Current List" and "Standard Plan." Restore the initial state at any time.
Apply progressive discounts: 1x = 3%, 2x = 3,5%, 3x = 4%. The system calculates the progression automatically.
Configure different rates by sales channel. Distributors charge 3,2%, sellers charge 3,5%. 7-level hierarchy.
Base rate 2,5% + marketplace commission 1% + operator fee 0,3%. Configure automatic splits by level.
Different rates for different customer profiles. Individuals (PF) pay 3%, legal entities (PJ) pay 2,5%, Enterprise pays 2%.
The franchisor sets the base rate, and the franchisee adds a margin. The system calculates transfers automatically.
A/B pricing tests. Simulate the impact of -0,5% on credit card rates before applying.
Different rates by acquirer. Stone 2,7%, Adyen 2,9%, Cielo 3,1%. Intelligent routing by lowest cost.
Optimize costs by routing transactions to the acquirer with the lowest rate in real time.
Integrate Stone, Adyen, Cielo, Zoop and others through a single API. The system automatically selects the acquirer with the lowest rate for each transaction.
Compares rates in real time and routes automatically
If an acquirer fails, the system tries the next one on the list
Prioritize by rate, approval or availability
Compare approval rates and the cost of each gateway
Offer Dynamic Pricing to your clients under your own brand.
In 30 seconds, create a completely isolated operation with its own logo, colors and domain. Native multi-tenant from day one.
The interface automatically adapts to your identity
pricing.suamarca.com with SSL included
Each client has its own credentials
Database isolated by idCustomer
Manage all clients from a single dashboard
Configure rates in seconds, not minutes.
Ctrl + A
Select all cells
Ctrl + E
Open the bulk-edit modal
Ctrl + Z
Undo the last action
Ctrl + Shift + Z
Redo action
Ctrl + C
Copy selected cells (TSV)
Ctrl + V
Paste from Excel/spreadsheets
Shift + Click
Select a range of cells
Double-click
Edit a cell directly
Delete
Clear selected cells
Esc
Cancel editing / close modal
System optimized for real-time calculations across 630 combinations.
9 payment methods × 18 installments × 7 hierarchical levels in a single reactive interface.
Database lookup indexed by (idCustomer, payment_method, installments). L1/L2 cache.
Each change creates a snapshot in MDRHistory. Complete traceability of who/when/what.
Card brand → Acquirer → Sub-acquirer → Marketplace → Distributors → Seller → Merchant.
Optimized query on MDRList with a composite index: (idCustomer, payment_method, installments). Lookup in O(log n).
The system traverses the idSuper tree recursively. Each level inherits the parent's configuration if not explicitly set.
Applies percentages from top to bottom. Card brand + Acquirer + Sub-acquirer + Marketplace + Distributors. Merchant receives 100% minus the total.
Arithmetic to 4 decimal places. Bank rounding: 0,5 rounds up. No lost cents in transactions.
L1: In-memory (100ms TTL). L2: Redis (5min TTL). Fallback to MySQL. 95% of requests hit the cache.
Transaction boundary ensures atomicity. Snapshot in MDRHistory + cache invalidation. Automatic rollback on errors.
MDRList
Main table. Index: (idCustomer, payment_method, installments, idSuper). 1.2M+ rows in production.
MDRHistory
Auditable snapshot. Each UPDATE in MDRList generates an INSERT here. Change traceability: who, when, previous amount.
SRCustomers
Client table. idSuper defines the parent-child hierarchy. Multi-level commission tree.
PaymentMethods
Payment method enum: pix, boleto, amex, aura, banricard, elo, hiper, mastercard, visa. Fast join by ID.
The interface automatically calculates estimated revenue before saving. Enter monthly volume by method, and the system simulates how much each level will earn.
Leave confusing spreadsheets behind. Configure 630 combinations with bulk editing and revenue simulation.